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PARIS Matt Calvert Jersey , July 19 (Xinhua) -- Following is the team classification from Tour de France 15th stage, a 183km ride from Mende to Valence on Sunday:


Stage


1. MTN, 11:49:45


2. BMC Racing


3. Lampre-Merida


4. IAM


5. Tinkoff-Saxo, all same time


Overall


1. Movistar, 181:14:18


2. Team Sky, at 15:39


3. Tinkoff-Saxo, 30:28


4. Astana, 36:07


5. BMC Racing Alexander Wennberg Jersey , 37:42


6. AG2R la Mondiale, 46:36


7. LottoNL, 50:25


8. MTN, 52:32


9. Europcar, 1:02:49


10. IAM Cycling, 1:13:48


11. Trek, 1:32:16


12. Cannondale, 1:35:47


13. Katusha Zach Werenski Jersey , 1:49:17


14. Lotto, 1:50:31


15. Giant, 1:50:31


16. FDJ, 1:56:05


17. Bora, 2:02:46


18. Bretagne, 2:31:37


19. Cofidis, 2:38:07


20. Etixx-Quick Step, 3:00:59


21. Lampre-Merida Jack Johnson Jersey , 3:03:36


22. Orica, 4:39:13


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Borneo is a fantastic area for a holiday retreat and, if you’re the sporty sort, in search of excitement and unique encounters, a Mt Kinabalu climb is what you’ll need in order to make the best from your diverse expedition. Mt Kinabalu is a quite safe place to go climbing, which means you should not stress about owning specialized apparatus. Nevertheless, you are going into the wild, so it is a smart idea to carry certain things and never travel entirely unprepared. If you’re not absolutely sure by what to have with you on your own expedition Sergei Bobrovsky Blue Jackets Jersey , below are a few items which you need to know.


Choose ones outfit intelligently


When you are on a Mt Kinabalu climb, the start of your voyage will likely be within the day and the local weather in Borneo is undoubtedly hot and sunny, therefore it is alright say you decided to slip on a T-shirt and shorts, in addition to sport shoes, if you do not choose quality climbing equipment. Never forget sunglasses and a cap, since the effort and heat may easily cause you to feel sickly and dehydrate. For the second portion of your climb, which will possibly be fulfilled during the night, get warm apparel Artemi Panarin Blue Jackets Jersey , maybe a fully sleeved top, dense pants, a fleece along with a raincoat, since you don’t know when the rain will commence.


Take adequate drinks and food to you


Assuming you have decided to complete a Mount Kinabalu climb, you must know the fact that the shortage of nutritional requirements and hydration may well transform your Kota Kinabalu encounter into an unpleasant experience. Bring chocolate, biscuits along with snack food items which you can devour even when climbing. You should also realize that there are numerous shelters en route, where you can acquire some hot foods and have some coffee. You can as well stop for several moments and ingest something you have taken along with you but may possibly not necessarily devour whilst journeying.


Do not forget about drinking water on the Mount Kinabalu climb; bring no less than a 1 litre container, which you may fill up at the time you arrive at one of the shelters. Lack of fluids is a severe concern whilst hiking Seth Jones Blue Jackets Jersey , thus do not forget your own container along the way.


Even more factors for safe and sound scaling


You must certainly not leave without donning plenty of sunscreen and bringing away with you a first aid kit for any general issues that might arise, that include abrasions and bruises or asprin and anti-vomit medication. Torchlights may as well come to be great assistance during the night time, so be sure to bring one along with you and be sure you have got another pair of battery power for it.


Your camera should probably come with you, on your trek, considering memories are the closest aspects we have. Grab an extra set of battery packs for it too and get ready to photograph and document perhaps the most glorious landscaping that you have ever noticed, on the incredible experience that your Mount Kinabalu climb will likely be.

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NEW YORK Sergei Bobrovsky Black Jersey , Aug. 2 (Xinhua) -- The current U.S. financial regulation system, defined by statutes such as the Dodd Frank legislation, has been burdening small banks across the country with unnecessary restrictions and costs, an expert on U.S. banking regulation said here on Wednesday.


Jacques Schillaci, Counsel at Linklaters LLP (Limited Liability Partnership), a multinational law firm, said in a news briefing in the United Nations that small banks in the United States, namely community banks and regional banks Artemi Panarin Black Jersey , don't pose the same risks to the financial system as big banks might, but it is harder for them to bare the regulatory expenses than their larger counterparts.


Schillaci, among many other U.S. analysts, believed that small banks in the United States were not responsible for the latest 2008 financial crisis.


The financial crisis began with a collapse in the U.S. subprime mortgage market, and developed into a global banking crisis with the bankruptcy of the investment bank Lehman Brothers. Many considered excessive risk-taking by big banks as the major cause of the crisis.


"Small banks just didn't engage in those sophisticated financial activities like subprime lending or risky speculation," Schillaci said.


In response to the 2008 financial crisis, former U.S. President Barack Obama enacted the Dodd-Frank Act in 2010.


Under the law, regulators introduced strict capital standards on banks Seth Jones Black Jersey , called for annual stress tests for systemically important banks, and created the Consumer Financial Protection Bureau.


Schillaci argued that even though the regulations Dodd Frank Act imposed were initially directed at larger banks, they have become extremely burdensome for small banks.


"The thing about regulation is that it costs money to comply with that. Larger institutions have found it easier to absorb these costs than smaller ones," he explained.


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